Either it’s going to happen or it’s not going to happen. Should find out about the position I’ve interviewed for sometime over the next 24 hours or by Monday if a completely unexpected event occurs.
Gave it a lot of thought and…. I’m declining Income Based Repayment for 2013. It saved my ass in 2011 and 2012, but I honestly don’t consider it a need for the new year. If things pan out the way I’m hoping, $6000 year at the minimum will be completely doable. That’s $125 a week. Even on my current salary without shuffling extra money toward paying the principle I can manage that. If there was no IBR I would’ve settled in a job I probably hated and payed poorly to avoid defaulting on my loans. Or sell my car valued around 12k right now to cover costs. Both of which would only be a temporary solution to the problem.
I am sick of student loans and Sallie Mae in general. Other than a mortgage, I never ever want to ever have any debt that is more than my annual income.